✳ Personal finance, without the noise

All your money, in one calm place.

Float brings your accounts, currencies and categories together so you can see clearly where you stand and decide without stress. It is made for anyone living across currencies, and also for Peru, where connecting your bank to an app has never been easy.

Create free account Open the app
In beta. Free for now, sign-up by invite.
Good morning ✳
March 2026
This month
Total balance
S/ 18,240
↗ +6.2% vs last month
Income
S/ 9,800
Expenses
S/ 6,120
Cash flow
By category
Multi-currency, for real:
$ USDS/ PEN€ EUR$ COP
More coming soon.
Features

Everything you need to see things clearly

No spreadsheets, no manual math, no apps that overwhelm you. Float gives you calm control.

Organization

Categories and groups, your way

Group your categories into groups that make sense to you, like essentials, lifestyle or savings, and see how much goes to each. With emojis and colors to recognize everything at a glance.

EssentialsS/ 3,420
🛒GroceriesS/ 980
🏠RentS/ 1,900
💡UtilitiesS/ 540
🎮 Lifestyle💰 Savings+ New group
✳ New · Shared Floats

One Float for you, one for the housethe tripthe businessthe flat

A shared Float is a spending space several people run together and that never closes: a home, a long trip, a business, a project. Switch Floats whenever you want, and every expense records who paid for it.

As many Floats as you need
The house with your partner, the trip with your friends, the business with your colleagues. Each with its own members, currency and categories.
With shared accounts of its own
A shared Float can hold joint accounts: everyone sees them, everyone funds them, and common expenses come out of them. Funding one is just a transfer from your personal account.
You paid from your account: it shows on both sides
The expense lands in the shared Float and in your personal Float too, under your category and against your budget. One record, two correct views. Others see that you paid, never which account.
Contribution, not debt
See how much each person put in over the period, with no settling up and nothing to close.
Personal 🏠 Depa ✈️ Cusco 💼 Estudio
🏠
Depa
2 members · Lara, Cris
S/ PEN
🏦 Joint account S/ 2,400
Contribution by member This month
C Cris S/ 2,410 52%
L Lara S/ 2,224 48%
💡
Electricity
Paid by Cris · logged by Lara
S/ 180
🛒
Groceries
Paid by Lara
S/ 342
📶
Internet
Recurring · assigned to Lara
S/ 120
🏠 Depa In your personal Float it lands under your own category, tagged with the shared Float it came from.
Coming soon

What’s next

Splits

Uneven splits (60/40, per category) and working out who owes whom inside your shared Floats.

Loan tracking

Log loans you gave or received and see up-to-date balances, no notebooks.

In beta
Status

Free while we’re in beta

We’re polishing Float with a small group of users. A monthly subscription is coming soon, but for now it’s free to use.

Invite-only sign-ups

New sign-ups are invite-only. Write to us below and we’ll send you an invite.

Frequently asked questions

How do I sign up?
Sign-ups are invite-only for now. Write to us in the contact form and we’ll send you one. While we’re in beta, using Float is free; a monthly subscription will launch later.
How does it connect to my bank?
Today we process email notifications from BCP and Interbank: you forward the email and Float creates the transaction. We’ll keep adding more banks.
Which currencies do you support?
USD, PEN, EUR and COP for now, with automatic conversions. We’re adding more and you can request yours.
What is the AI / MCP connection?
An MCP lets agents like Claude and ChatGPT read and log your finances securely. You can ask about and act on your money in natural language.
How do shared Floats work?
You create a shared Float, invite the others by email, and everyone logs the common expenses there. It can hold joint accounts, and each expense records who paid: it shows in that person’s personal Float and in the shared Float’s totals. Nobody sees anyone else’s personal accounts.
Is my data safe?
Your data is yours. We don’t sell information or show ads.

Have a question or an idea?

Write to us and we’ll reply. Want a feature or a new currency? Tell us.

Invite-only sign-ups

New sign-ups are invite-only for now. Write to us and we’ll send you one.

Start seeing your money clearly.

We’re in beta. Free for now, sign-up by invite.

Create free account Open the app